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    About Me

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    Southern California, California, United States
    If you have a question about this blog or the 12 other anti financial terrorism blogs I have created, please email me at info at alexlogic.com. If you are having trouble leaving a comment, please let me know at the email address listed above.
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    CHASE BANK PROTEST MARCH TO THE SANTA MONICA SEA, THEN SEE JOAN IN CONCERT, FREE! THURSDAY, JULY 9

    CHASE BANK PROTEST MARCH TO THE SANTA MONICA SEA, THEN SEE JOAN IN CONCERT, FREE!  THURSDAY, JULY 9
    DO YOU HAVE A DAILY-PROTEST.com or BLOGGERS AGAINST CHASE BANK.com SIGN? THEN MARCH to the FREE JOAN BAEZ CONCERT at the SANTA MONICA PIER!
    JOAN BAEZ DOES NOT KNOW WHO WE ARE AND THEREFORE IS NOT ENDORSING THE CHASE BANK PROTEST MARCH, BUT, WHAT FAMOUS CELEBRITY IS?

    NO NEED TO TRY AND ASSEMBLE FOR THE MARCH, JUST MARCH FROM WHERE EVER YOU ARE COMING FROM WITH YOUR DAILY-PROTEST.com SIGN!
    (PLEASE DO NOT MARCH IF IT IS A STRAIN OR HAZARDOUS TO YOUR HEALTH), YOU DO NOT HAVE TO HAVE A SIGN TO SEE THE CONCERT FOR FREE.


    FREE JOAN BAEZ CONCERT, JULY 9TH, 2009, STARTS 8PM (COME EARLIER FOR BETTER LOCATION, B.Y.O.C.) CLICK ON IMAGE FOR MAP.

    Tuesday, October 16, 2012

    Forum Post: Jamie Dimon, ENEMA of the State - Keiser Report | OccupyWallSt.org

    The link below goes to an Occupy Wall Street notice about Jamie Dimon. Once there, just click on their link to go to the 25 minute video apparently aimed at Jamie Dimon wrong doings.

    Sunday, August 26, 2012

    DumpDimon.com: Why is Jamie Dimon regulating himself?

    And the anti Jamie Dimon movement grows. Below is a link to a petition on demanding Dimon's removal from the Fed.

    DumpDimon.com: Why is Jamie Dimon regulating himself?

    Wednesday, May 16, 2012

    Why Everybody Hates Chase Bank, virtually every division of Chase Bank has a class action lawsuit against it.


    Why Everybody Hates Chase Bank, virtually every division of Chase Bank has a class action lawsuit against it.

    A class action lawsuit is a much bigger deal than individuals suing Chase Bank. Class Action Lawsuits usually reqire a level of alleged abuse that may have become so unflinchingly arrogant as to leave consumers no recourse but to try and band together against Chase Bank and then find a law firm willing to take their case.

    Here is a list of just some of the class action lawsuits filed against Chase bank in just the past few years. If you are the media reading this article, PLEASE mention this blog by name in your report as it represents vast hours of unpaid research on my part. 

    Home Owners have their home equity lines suddenly frozen at suspiciously low levels. This instantly puts the homeowners at risk of losing their home if they were counting on that equity line to see them through until their next job. It also puts Chase Bank in the position of enriching their portfolio by reacquiring a home that STILL HAS HOME EQUITY VALUE and has resulted in a class action lawsuit against Chase Bank.

    The best of the best credit card customers with excellent payment histories were promised low interest rates ranging from 0.9% to 7.9% for THE LIFE OF THEIR CHASE BANK CREDIT CARD LOAN. These stellar customers were suddenly subjected to a MONTHLY MINIMUM PAYMENT INCREASE from 400 dollars to 1,000 dollars, an additional 150% above and beyond what they were already paying every month.  

    Many consumers consolidated their credit card debt into these life of the loan, low rate Chase Bank credit card offers and could not afford the 150% increase in the monthly minimum payment above and beyond what the 2% monthly minimum they were already paying.

    This single act by Chase Bank might have put over a MILLION PEOPLE IN DANGER of losing their low interest rate credit card and could have resulted in the Chase Bank customer being converted to a high risk category 29.9% interest rate charge and the loss of their stellar credit rating.


    Yet Chase Bank continued to abuse the opt out right of their customers, resulting in another class action lawsuit against Chase Bank.


    Chase Bank charges excessive, illegal credit card interest rates and mortgage interest rates on military personnel and is ordered to put all the sand back hourglass they unwound.


    Chase Bank gave huge bonus incentives whenever a sub prime mortgage was sold to a minority, even if the minority qualified for a regular mortgage!

    Chase Bank misleads kids with tales of 10% interest dividends on savings accounts even as Chase Bank was actually paying out only 0.1 percent to their parent's accounts.


    Chase Bank forces homeowners to carry excessive and expensive flood insurance, resulting in a class action lawsuit against Chase Bank.

    Chase Bank sued for delaying the appropriation of payments on mortgages to maximize profits via their own interest rate gains and possible penalties and fees.

    Chase Bank deducts employees pay if they make a mistake that costs the company money if the chase bank representative refunds money to a customer caught in a tough situation.

    Chase Bank seizes funds from a non related account to pay off a repossessed car loan even when the person having their funds seized had nothing to do with the car lease or repo.

    Chase Bank tacks on overdraft fees for all transactions made on a weekend even if it was only the final transaction that led to an overdraft situation.


    Chase Bank routinely altered or hid credit information to maximize a customers alleged debt.

    When checks came in on a specific day that caused an overdraft, the highest amount check was paid first, resulting in many more overdraft charges, this class action lawsuit against Chase Bank was recently settled.  Although these two examples should have been kept separate, weekend overdrafts versus Monday through Friday, the two separate causes appear to have been combined, probably saving Chase Bank a huge wad of settlement money.


    Chase Bank is AWARDED WAMU assets for less than 2 cents on the dollar as WAMU stockholders lose ALL of their stock value! Learn more about the WAMU story and how JP Morgan Chase made a huge profit in a behind the scenes deal.

    Chase Bank won't honor HAMP applications even when the homeowner met all payment requirements during their mod trial.

    Chase bank practices Parallel Foreclosure in which they foreclose on a homeowner after they advised that homeowner to default on their mortgage so their HAMP application could be processed! 


    Parallel Foreclosure appears to be a clear violation of two constitutional tenets and in another time and place Parallel Foreclosure could be considered an impeachable act since president Obama claims the practice of parallel foreclosure is legal and he has sanctioned it, when it is actually a violation of the constitution.


    Watch Chase Bank Protest Videos at Robots Against Chase.

    Chase bank is probably a bank where if you make all of your payments well before the due date, they probably do a fine job with your accounts. However, when a situation arises, it appears that  Chase Bank has little tolerance for actually helping solve a situation, perhaps this environment of punishment has been brought on by employee fear that they will be penalized for trying to solve a situation "humanely".

    I've been blogging about Chase Bank atrocities for the past three years.





    Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

    Monday, May 14, 2012

    Chase Bank's financial terrorism against main street still not enough to avert a 2012 first quarter 2 billion dollar loss.

    Over the past few years, I have blogged about various Chase Bank atrocities. It's actually painful to recall them all and recount them here simply because I know those actions have hurt millions of Chase Bank customers. All this while Barack Obama, who admires Jamie Dimon and has publicly said so, did very little. 


    Did you know the credit card reform bill act of 2009 was postponed a year by Nancy Pelosi so Barack Obama could take credit for it, and then the bill was watered down!


    Did you know a key provision of the credit card reform bill act, the right to opt out of a change in terms, was lobbied against by Chase Bank and subsequently taken out of the credit card reform bill act!

    I would call some of Chase Bank's actions during Jamie Dimon's reign financial terrorism that resulted in good, hard working, middle class americans unfairly losing their homes.

    However, it appears the acts of financial terrorism that Chase Bank has successfully completed against middle america were not enough to avoid financial losses elsewhere, resulting in a recent admission by Jamie Dimon that Chase Bank has lost 2 billion dollars in the first quarter of 2012.

    However, one of the major networks news programs happily reported that Chase Bank owns 2 trillion dollars worth of properties, therefore while the 2 billion dollars was a big deal, it was actually a very small percentage of their overall wealth. And yet, Chase Bank has just been hit with ANOTHER class action lawsuit over how their alleged delay in how they apportion home mortgage payments results in more penalties against the backbone of our country.

    In 2009, when Chase Bank ANNIHILATED their BEST, MOST HONEST, LONGEST TENURED credit card customers by forcing them to make 5% monthly minimum payments, (an additional 150% monthly payment above and beyond the 2% minimum they were already paying) on low interest rate, life of the credit card loan, they probably brought in additional revenue of anywhere from 100 million to a couple of billion dollars PER MONTH!

    On top of that, those who suddenly defaulted on their Chase Bank  credit card payment because they could not afford a 150% monthly minimum payment increase above and beyond the 2% monthly minimum payment they were already making, would have then had their 2.9% interest rate raised to 29%. 

    Once that ultra high 5% monthly minimum payment was defaulted upon by the previously relatively perfect rated credit rating customer, (only those with excellent payment histories got the very low interest rate for the life of the credit card loan deal) that customer was suddenly facing a lawsuit from Chase Bank. 


    An imminent court judgement against them, and possibly the loss of their home, especially if they were on a fixed budget and suddenly faced with a damaged credit history resulting in other credit cards raising their interest rates to the formerly excellent credit card customer.

    Lets also not forget the unfair freezing of home equity lines that could also then result in the theft of the home by Chase Bank, along with the home equity that Chase Bank suddenly denied to the customer. Here is the Home Equity Line Class Action Lawsuit against Chase Bank.

    What about the monthly commission Chase Bank gets on each and every person who receives a government payout each month?


    Chase also forced homeowners to carry excessive amounts of flood insurance, resulting in another class action lawsuit.

    So the question I have is, if Chase Bank has been financially terrorizing some of their main street customers in a myriad of ways and profiting handsomely from those acts of financial terrorism, how could they still be losing money?




    Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

    Sunday, February 5, 2012

    Chase Bank pays out 110 million dollars over allegations of maximizing overdraft fees by manipulating the order of transactions.

    Chase Bank is going to pay 110 million dollars to settle a class action lawsuit (while not admitting fault) in which multiple debit card transactions that came in the same day or weekend that resulted in the customer having insufficient funds, were paid out by Chase Bank in a manner that maximized overdraft fees.

    I find this kind of comical because I recall Wells Fargo doing this back in the mid 90's. I further recall Wells Fargo rationale was that if they paid from smallest to highest to lower the total number of overdrafts, that a customer might complain because the most expensive bill should have been paid first because it was most likely a more important bill.

    I just find it amazing that over 15 years later and its the same old, same old.  wow.





    Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

    Wednesday, November 16, 2011

    Chase Puts Their Money Where Their Mouth is With Large Short Sale Cash Incentive, but is there a catch?


    May I add that I have been advocating a similar procedure to this one. I have advocated returning the entire down payment to distressed homeowners, plus any accrued equity if they were lucky enough to have accrued any in this economy.

    The 35,000 dollars being offered by Chase in short sale scenarios is probably a good thing provided the down payment made by the homeowners when they first bought the home is not for much more than that. However one wonders if there is something lurking behind this offer that is not as rosy since this is after all, Chase Bank doing the offering.


    The odds of there being a "catch" when the name Chase Bank is involved are probably high. If someone made a down payment of 100,000 dollars on a home, and now may be leaving it via a short sale, the 35,000 dollar offer may be better than nothing, but is the homeowner leaving behind their own hard earned money, for what?


    My concern is that this 35,000 dollar offer is a one size fits all and that may not be fair in certain situations.

    Wednesday, October 5, 2011

    Understanding why banks abuse us.

    Banks abuse people because it's as easy as using a radar gun at the bottom of a hill to give out speeding violations.
    Banks use one simple rule to abuse their customers. Bankers and the U.S. government require a DEFAULT before any debt can be restructured.

    That's it! 


    The speed trap at the bottom of the hill is forcing anybody who wants to restructure a debt into default first. Whether you have a student loan, a mortgage, or a credit card debt, presently there can be no debt restructuring unless a default first occurs.

    Debt restructuring is NOT debt forgiveness. Debt restructuring simply means the bankers need to work with the debtor so that the debtor can at the very least pay back the principle that they owe.
    It's time to get past how evil the banks are and instead focus on changing one simple banking rule of law. Debt restructuring SHOULD NOT require a default first.
    Change this one rule, save the world's middle class from the clutches of  the elite rich and their unending thirst for perpetual trillions of dollars in profits from unsavory loans.




    Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

    Wednesday, March 30, 2011

    Bank of America 59 dollar annual fee is ridiculous, unfair, toxic, and should be overturned.

    Bank of America is imposing a 59 dollar annual credit card fee on 5% of their customers who they consider to be bad credit risks. Even if the customer has never been late on their payments, they will still impose this "punishment fee".

    Apparently, the reason being given for this 59 dollar fee is "if you closed your card and tried to get another one, you would not get as low of an interest rate". (If your jaw just did not drop, keep rereading the quote until it does).

    If only 5% of Bank of America customers are being penalized, that would mean that if all Bank of America customers shared the cost, it would cost each customer 3 DOLLARS A YEAR. Instead of charging everybody 3 DOLLARS A YEAR, Bank of America has instead chosen to taunt 5% of their customers with a 59 dollar annual fee instead.




    Wednesday, January 19, 2011

    Is Jamie Dimon of Chase Bank The Grinch who Stole Christmas, gliding down the mountain on his sleigh bringing food Stamps to the Villagers.


    Chase Bank is in the business of doling out money to the ever growing millions of americans on food stamps. Chase Bank gets paid to do electronically stimulate the economy by the government. Chase Bank receives a little dab compensation for each customer that they electronically fund.

    This reminds me of the Dr. Seuss Classic, "The Grinch who Stole Christmas, then gave it back" (Ok, I added the last part).
    As much as I love The Grinch who Stole Christmas, and can watch it every year without hesitation, the bottom line is the Grinch is returning stuff he stole, and acting like a hero in need of compensation.
    Ahem, welcome to Chase Bank, Where CHANGING TERMS ON low interest rate life of the loan credit card agreements from its customers who were never late on their payments, is a way of life.



    Tuesday, January 4, 2011

    Send your New Years Greetings Comment to Jamie Dimon via DealBook NY article.

    lol, I've tried twice to post a message about Jamie Dimon on the Dealbook NY article written about him, but for some reason, DealBook NY won't print my message. But please, give it a try yourselves.

    To be fair, DealBook NY has been very fair in printing my comments in the past, it's just the one below they seem to have a problem with.

    My comment about Jamie Dimon that was not printed by Dealbook NY. (below)
    -------------------------------------------------------

    In Jamie Dimon's world, it's them vs us.

    If Chase bank's success is built on buying established, profitable companies on the cheap while they are crashing and burning because of banksters cutting their already established and responsibly used credit lines, so be it.

    If Chase Bank's success is built upon raising monthly minimum payments by 150% on over a million always pay on time credit card customers, even if it means disrupting the fragile economic condition of the elderly, cancer patients, and families just getting by, so be it.

    If Chase Bank's success is built upon manipulating the credit card reform bill act so that OPT OUT is not an option for Chase Bank customers, so be it.

    If Chase Bank can use parallel foreclosure to hasten the demise of home mortgage customers in need of a lower monthly payment, so be it.

    If Chase Bank feels no fear because of the politicians they already have in their pockets, and that is what it takes to win, so be it.

    If winning is about moving in on established enterprise and manipulating business conditions so that the enterprise can more easily be taken over, so be it.

    Maybe that's why they are called Chase Bank, they chase their prey into exhaustion, and, nowadays, anybody is considered prey.


    Thursday, December 16, 2010

    Foreclosure Protest: Protesters Arrested During Los Angeles Chase Bank Foreclosure Demonstration - ktla.com



    Even though nobody notified me or my five chase bank protest blogs BEFORE the Los Angeles Chase Bank protest event, I'll still do what I can AFTER the fact to get the word out about the protest's results.
    If any one out there ever decides to do a protest, (especially one against the banks or wall street,) and you want to try and contact those in your area who might be interested, do the following google search; "Chase Bank Protest". You can also add in your "zip code" as well. Put quotes around both phrases so google only searches for those two sequences of words and numbers.
    If you find bloggers in your area who write about Chase Bank protests or may even want to photograph the event, you can consider notifying them and maybe they will do an article or two on your behalf, or show up to cover the event.

     

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